Las Vegas Bankruptcy Lawyers

When debt becomes unmanageable, creditors won’t stop calling, or your business faces financial headwinds you can’t overcome alone, bankruptcy may offer the relief and fresh start you need. But bankruptcy is not a one-size-fits-all solution. It’s a complex legal tool that must be handled with care, precision, and a full understanding of every option available.

At Larson & Zirzow, we help individuals, families, and businesses throughout Las Vegas utilize the nation’s bankruptcy laws in a way that protects their interests and positions them for a stronger financial future. Our boutique practice is built on deep experience, board-certified expertise, and a commitment to delivering tailored solutions, not cookie-cutter approaches.

Whether you’re seeking to wipe out unsecured debt, stop a foreclosure, reorganize business operations, protect assets, resolve disputes, or recover money as a creditor, our Las Vegas bankruptcy lawyers are ready to guide you with expertise and dedication to client service.

Why Bankruptcy?

Bankruptcy exists to help honest but struggling debtors get back on stable ground. For individuals, it can mean eliminating credit card balances, medical bills, and other unsecured debts that feel impossible to keep up with. For businesses, it can mean shedding unsustainable debt, renegotiating contracts, and reorganizing operations to keep the doors open, or winding down a company in a way that maximizes value and minimizes future exposure.

Bankruptcy isn’t just about paperwork; it’s about strategy. Which chapter should you file under? Which assets can you protect? How do you stop creditor harassment? What happens to your house, your car, your business contracts, your tax obligations? The right lawyer doesn’t just help you fill out and file forms; they help you understand the full picture so you can make the best choices for you, your family, or your business.

At Larson & Zirzow, we take the time to look at your entire financial situation. Sometimes bankruptcy truly is the right tool, and sometimes it’s not. If there’s a better alternative, we’ll help work out your problems that way. If bankruptcy is the best path forward, we’ll stand by you at every step and handle the process thoroughly and expertly, so you can focus on what comes next.

Personal Bankruptcy: Chapter 7 and Chapter 13

Many people think bankruptcy means losing everything they’ve worked for. This is a myth. The truth is bankruptcy often protects what matters most. For individuals and families, we handle both Chapter 7 and Chapter 13 bankruptcies, providing clear advice on what each option means for your debt, your assets, and your future credit.

Chapter 7 Bankruptcy

Chapter 7 is what most people think of when they hear the word “bankruptcy.” It allows qualifying individuals to discharge unsecured debts like credit card balances, personal loans, and medical bills. Certain non-exempt property may be sold to pay creditors, but for a majority of people we can help you keep most or all of your assets through expert, judicious use of Nevada’s bankruptcy exemptions for homes, vehicles, retirement accounts, and other personal property.

Chapter 13 Bankruptcy

Sometimes called a “reorganization bankruptcy,” Chapter 13 helps people with steady income reorganize their debts through a manageable repayment plan lasting three to five years, depending on individual circumstances. Chapter 13 can help you catch up on missed mortgage payments, save your home from foreclosure, restructure car loans and other secured debt, or pay down tax debt, and eliminates dischargeable unsecured debt when the plan is complete.

No matter which path for personal bankruptcy is right for you, we help you prepare thoroughly, from gathering the necessary documentation and working through the bankruptcy Means Test, to filing paperwork accurately and attending hearings by your side. We counsel clients on how to protect their homes, stop creditor harassment through the Automatic Stay, and rebuild credit and financial stability once the bankruptcy is complete.

Business Bankruptcy: Chapter 7, Chapter 11, and Subchapter V

Businesses face unique pressures when debt becomes unsustainable. Our firm has extensive experience guiding Las Vegas businesses through Chapter 7 liquidations, traditional Chapter 11 reorganizations, and streamlined Subchapter V proceedings for qualifying small businesses and small business owners.

Chapter 7 for Businesses

For companies that can’t continue operating profitably, a Chapter 7 business bankruptcy can provide an orderly wind-down, maximizing value for creditors while limiting risk for owners where possible. We help businesses close with dignity, comply with all legal requirements, and reduce the chance of future claims against owners or managers.

Chapter 11 for Businesses

Chapter 11 is a powerful reorganization tool for companies that want to keep operating while restructuring their debts and contracts. Chapter 11 is complex and requires careful planning. Our firm’s experience allows us to guide businesses through plan development, creditor negotiations, court hearings, and all compliance obligations.

Subchapter V for Small Businesses and Owners

Subchapter V is a relatively new option designed to make Chapter 11 relief more accessible and affordable for small businesses. It provides streamlined procedures, faster plan approval, and broad flexibility for owners who want to keep control of their operations during restructuring. We help eligible small businesses and business owners take full advantage of Subchapter V’s powerful tools and benefits to preserve operations, jobs, and business value.

Our firm has substantial experience with this lesser-known and under-utilized bankruptcy option, helping small businesses and small business owners obtain relief they never thought possible. When you trust us with your business bankruptcy, you get more than forms and deadlines. You get clear, practical advice to protect what you’ve built and position you for the best possible outcome.

Bankruptcy Litigation

Not every bankruptcy runs smoothly. Disputes can arise over the validity of claims, the dischargeability of debts, asset transfers, preferences, objections from creditors, or conflicts between stakeholders. When issues like these surface, you need a lawyer who doesn’t just know the paperwork; you need one who knows the courtroom.

Larson & Zirzow has a robust bankruptcy litigation practice in Las Vegas. We represent debtors, creditors, and other interested parties in adversary proceedings and contested matters before the U.S. Bankruptcy Court. Our attorneys are well-versed in litigating fraudulent transfer claims, preference actions, objections to discharge, stay and discharge violations, and other complex disputes that can make or break a case.

When your case becomes unexpectedly contested or complex, our depth of knowledge and trial experience ensure that your rights and interests are protected.

Creditors’ Rights in Bankruptcy

We represent creditors who need help asserting their rights in bankruptcy cases. Creditors often feel powerless when a debtor files, but they have important rights that can and should be protected. We help commercial lenders, landlords, equipment lessors, secured parties, and other creditors file claims, object to discharges, pursue relief from the Automatic Stay, challenge fraudulent conveyances, and maximize recovery where possible.

Our creditor clients appreciate that we understand both sides of bankruptcy. Because we know how debtors use the strengths of certain tools to pursue their cases, we also know the weaknesses of those tools and how to protect creditors’ interests with efficiency and precision.

A Better Path Forward Starts Here

Bankruptcy can be a fresh start, a way to save a home or a business, or an opportunity to resolve conflict and regain peace of mind. At Larson & Zirzow, we take that responsibility seriously. We bring decades of experience, specialized certification, practical solutions, and personal dedication to every bankruptcy matter we handle, no matter how simple or complex.

When you work with us, you’ll never feel like you’re just a file on a shelf. You’ll have a team that listens to your story, answers your questions, thinks of every angle, and stays by your side until the job is done.

If you’re ready to talk about your options and get clear answers from someone who understands bankruptcy and workouts inside and out, contact Larson & Zirzow in Las Vegas today. Let’s find the solution that works best for you, your family, or your business.